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"If I ask my hosting provider to put us on PHP version 7.4, will it be as straightforward as that? " - there are hosting providers that allow changing the PHP version even from the cPanel by the site owners.
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"If I ask my hosting provider to put us on PHP version 7.4, will it be as straightforward as that? " - there are hosting providers that allow changing the PHP version form the cPanel by the site owners.