Boost your sales by offering payment in 3 or 4 installments to your customers
Increase your conversion rate with the payment in installments without any risk for your cash flow.
Up to 70% increase in average shopping cart value on your store
Full coverage for fraud and outstanding payments
Up to 98% payment acceptance rate for your shoppers
Which translates into sales
A higher convenience and customer satisfaction can result in improved customer acquisition, strengthened loyalty and higher conversion rates.
Overcome buying obstacles and hesitations
Payment in installments allows your customers to conveniently plan their spending. They buy what they want and you increase your conversion rate!
Increase your average shopping cart value by offering them to pay in 3 or 4 installments. The module also gives your customers the option to pay in multiple installments, with or without fees.
Rest assured, your cash flow is protected
Fraud and outstanding payments are fully handled by Oney. You do not take any risks!
Oney guarantees the total amount of the purchase and you receive the full amount of the order immediately in your PayPlug account.
Choose the minimum shopping cart value for which you will offer payment in 3 or 4 installments.
Build loyalty with your existing customers
Improve the frequency of purchases on your store thanks to the 1-click payment with the Oney account, with your customers' payment acceptance rate as high as 98%.
Deliver a customer experience that meets today's demands with Oney, the leader in guaranteed payment in installments in France.
Paylater is currently available in the following countries
France
Italy
Spain
Portugal
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Trust the industry experts
Oney
As the leader in payment in installments, Oney has been offering solutions for over 14 years. Every year, more than 5 million customers rely on them to make their purchasing plans a reality and to better manage their budget.
PayPlug
PayPlug is the French bank card payment solution for SMEs. It relies on its unique ecosystem of partners and simplifies payment for its 15,000 customers since 2012.
Offer what buyers are looking for
A lever for purchasing power
Consumers are more likely to complete a purchase thanks to the Buy Now Pay Later.
A friction-free payment
A simple shopping experience that requires no receipts and offers an immediate response to the payer.
Future purchases made easier
No more long procedures for each purchase: your customers will pay in 1 click for their next orders thanks to the Oney account.
Switch to Buy Now Pay Later
Increase your sales by offering it on your store today
FAQ
Do I need a PrestaShop account to use the module? How can I benefit from it?
PrestaShop Account is a unique account that allows you to connect different new PrestaShop services to your store and to facilitate their common management. You will have to connect an account or create one to enable this module. This account can be used to activate other services later on.
Do I need a PayPlug account to use this service?
To take full advantage of PrestaShop Paylater and to benefit from the payment in installments, you will be asked to connect your PayPlug account when configuring this module. If you don't have one yet, you can create it directly from the module. To learn more about PayPlug registration, click here.
How to benefit from this feature?
You must complete your online registration in order for Payplug and Oney compliance team to verify that your company meets the following criteria:
- You must sell primarily to individuals. Therefore, if you sell to B2B, the application cannot be accepted.
- Selling sensitive products (alcohol, tobacco, gift cards...), virtual goods and delivery times longer than 2 days will also be grounds for refusal.
Note: 3x 4x Oney payment is available for customers whose billing and delivery addresses are in France or Italy.
Where can I find information about Oney?
Here you can find the general terms and conditions to make sure you comply with the obligations of the agreement and attached to this article is a Oney training session to help you fully understand how the 3x 4x Oney works.
How long does it take to activate a PayPlug account?
Activation of a new account usually takes 3 business days after you submit the required documents.
Once your documents have been approved, the Payplug team may contact you to ask about your website and business. To learn more, click here.
In which countries is PrestaShop Paylater available?
You can register as a merchant and access the service if your company and bank account are registered in one of the following countries: France, Italy, Belgium, Spain, Portugal, Germany.
You can offer 3x or 4x payments in the country where your company is registered and your customers must have a bank card corresponding to the country where you are located.
For example, if your company is located in France, only your customers with a French card will be able to pay in 3x or 4x.
What is the purchase path for your customer?
- Oney's 3x 4x is presented as a payment method at checkout.
- When your customer selects the 3x 4x Oney payment method, he/she will be redirected to a Oney payment page where he/she will have to enter his/her card information and complete an application form.
- Once the form is completed and validated, Oney receives your customer's request and reviews it. The validation is done immediately and in some cases, a human validation will be necessary (24h max). The order immediately takes one of these statuses:
-OK: The payment is accepted.
- KO: Oney refuses the transaction. This usually means that a risk has been detected or that a product is prohibited by the Oney Terms and Conditions. Your customer will receive an email from Oney announcing the refusal. - Once the payment is accepted, the total amount of the transaction is credited directly to your account.
- You can be sure to receive the amount of the order immediately.
What is the TEST mode?
To allow you to simulate the back office and the highlighting on the product pages, we have created the TEST mode. We strongly encourage you to test the solution to become familiar with the different features offered by PrestaShop Paylater while waiting for your validation. To learn more about the PayPlug account activation and the TEST mode, click here.
What are the amounts allowed by law for the payment in installments?
The minimum amount to propose the payment in several times is €100 and the maximum is €3,000 for France and Italy.
I still have a question that is not answered here.
Consult the PayPlug Help Center.
You can also contact our dedicated support team at [email protected]