ECOMMERCE PAYMENT GATEWAYS
Improve the payment experience, increase conversions and let customers pay however they want by installing leading e-commerce payment gateways in your online store.
HOW DO ECOMMERCE PAYMENT GATEWAYS WORK?
An e-Commerce payment gateway is the technology designed to capture and transmit payment data from the customer to the payment service provider (PSP). It’s a hosted checkout generally provided by a third-party payment provider that acts as the virtual terminal. First, the payment gateway encrypts sensitive customer information (like card details) through a secure connection, and then sends data to the payment processor for authorization by redirecting customers to the issuing bank for fraud prevention and two-step authentication.
BEST PAYMENTS GATEWAY PROVIDERS FOR UK AND EUROPEAN ECOMMERCE
At PrestaShop, we provide the best payment processing platform available for your ecommerce website with a range of payment methods: credit card payment, digital wallets (PayPal, Apple Pay, Google Pay, iDeal, P24, etc.), Buy Now, Pay Later (BNPL) options, Pay Upon Invoice in Germany and more. We’ve partnered with leading solutions in the payment ecosystem to let you choose how to address your customers best.
PrestaShop Checkout built with PayPal
PrestaShop Checkout is the official payment module for PrestaShop, built in partnership with PayPal to deliver a secure, reliable, and fully integrated payment experience. Designed to work seamlessly within your PrestaShop environment, it allows you to manage all your transactions from a single interface directly in your back office.
With this single solution, you can accept a wide range of payment methods, including credit cards, PayPal, Apple Pay, local payment options, Pay upon invoice, Venmo, and installment payments in 3x or 4x at no extra cost. Everything is centralized to simplify your daily operations and give you full visibility into your payments.
PayPal
PayPal stands among the world’s leading payment processors, and for many customers, its presence isn’t just reassuring, it’s expected. Fast, secure, and widely recognized, it also enables features like 4-installment payments at no extra cost, adding flexibility at checkout. Loyal PayPal users tend to default to it, especially on unfamiliar websites. If it’s missing, merchants risk losing conversions from customers who prefer not to share their financial details elsewhere.
For merchants who haven’t yet adopted it, PayPal offers a streamlined and efficient onboarding process. On the customer side, it functions like a digital wallet: users can securely store their card or bank details and complete purchases in just a few clicks. Once their information is saved, checkout becomes frictionless, often requiring only a simple authentication to confirm the transaction.
Stripe
Stripe is a global reference player in ecommerce payments, offering a wide catalog of payment methods by providing local payment providers regardless of the country.
Stripe accepts credit/debit cards in over 135 currencies, several types of direct debit, and Apple Pay and Google Pay wallets. The company also actively fights fraud: if a bank card is unknown on your site, it has an 89% chance of having already passed through the Stripe network and thus being verified. It’s also possible to customize the payment journey for greater customer confidence.
Mollie
This payment platform/aggregator offers e-merchants the main international payment methods. What Mollie’s customers appreciate is the diversity of payment methods all consolidated into a single account, as well as the quality of customer service.
Mollie also offers control over how frequently you wish to receive payments in your account (daily, weekly, 2x/week…). No MOTO (mail order/telephone order) contract is required, and the subscription is commitment-free.
Payplug
A French solution affiliated with the BPCE group, Payplug focuses on simplicity and conversion performance. Accessible to businesses of all sizes, its strength lies in its mobile-optimized payment pages and its fraud prediction tools (Smart 3-D Secure) that request strong authentication only when necessary, helping maximize acceptance rate. Only available for euro currency.
Alma
All payments are guaranteed against fraud and non-payment. Don’t take risks, let Alma take them for you. You’ll receive the total purchase amount upon order: your customers pay later; you get paid quickly. Improve customer satisfaction by giving buyers the option to spread out their payments over time.
Klarna
A global leader in the « Buy Now, Pay Later » (BNPL) space, Klarna is a Swedish fintech company that offers flexible payment options designed to improve conversion and customer satisfaction. Klarna provides three main options for shoppers: « Pay in 30 days » (try before you buy), « Pay in 3 or 4 interest-free installments, » and traditional financing for larger purchases. For merchants, Klarna acts as both a payment gateway and processor, assuming the credit risk and guaranteeing payment upfront.
Nexi
Nexi is the leading digital payment solutions provider in Italy and a major European player, offering a comprehensive omnichannel solution. This payment platform called XPay, designed for ecommerce merchants of all sizes, allows online and in-person payments.
Nexi enables businesses to accept payments across all major international card schemes (Visa, Mastercard, American Express, Diners, JCB, UnionPay) as well as digital wallets (Apple Pay, Google Pay, PayPal) and local alternative payment methods including Klarna, iDEAL, Bancontact, Giropay, and more.
Click to Pay
Click to Pay is a global, one-click payment solution designed to streamline online guest checkout by eliminating friction points such as manual card entry, even directly from the product page. Seamlessly embedded into your existing card payment flow, it’s powered by Mastercard and supported by Visa, American Express, and Discover. It integrates easily with major payment gateways including Adyen, Braintree, HiPay, Nexi, Stripe, and Worldline (Ogone). Best of all, Click to Pay by Mastercard is completely free to use, so you can start optimizing your checkout experience right away.
Key Features to Choose the Best Ecommerce Payment Gateway
Secure transactions for a secure ecommerce
Provide your customers with the most secure shopping experience by diversifying your ecommerce payment gateways. Leading payment solutions prioritize security and make sure every transaction complies with anti-fraud regulations like Payment Card Industry Data Security Standard (PCI DSS), helping boost your customers’ trust in your store.
By choosing compliance standards, you ensure that your customers’ data is encrypted and protected with appropriate authentication steps by the payment gateway processes; you provide satisfaction and purchase rates will rise.
Multi-currency and international transactions
Payment is an often-overlooked ally in growing your business, but it’s an effective way to attain global reach. By diversifying your payment solutions, you widen your ability to reach your potential customers and create a frictionless experience, leading to higher completed purchases across different countries. While flexibility is important, ensure consistency by customizing the checkout experience to feature relevant local payment methods to avoid abandoned carts.
Multiple ecommerce payment methods for better scalability
What better way to reach overseas customers than improving a checkout experience in their currency? By integrating several payment gateways in your store, you might be able to widen the collection of data related to payment habits and benefit from data-driven solutions to optimize your conversion rate and reduce your cart abandonment. As growth doesn’t happen without help, these payment solutions often offer continuous support, during and after integration to help you create the best shopping experience possible.
Transform your Checkout Experience
To consider before selecting a payment module:
Ensure the payment module you choose integrates smoothly with your PrestaShop version, so your store functions without a problem. A seamless connection means more time for you to focus on your customers.
These selections of payment modules are free to download, however, it is essential to evaluate the associated usage costs to understand the financial impact on your business. Choose a solution that supports your growth while keeping expenses in check.
Confirm that the payment module is available in all the regions you operate, ensuring smooth, cross-border transactions. Expanding your customer base starts with making payments simple everywhere you are.
Opt for a payment module that grows with your business. As your transaction volumes increase, ensure your payment solution adapts, helping you handle your growth without limitations.
OFFER MORE THAN ONE PAYMENT SOLUTION
Give your clients the freedom to choose their preferred payment method.