More funds to power your ecommerce
Fund, develop, and scale your business. Learn more about the PrestaShop lending partners and choose the best financing option for your online store.
Why you should think about ecommerce funding
Starting and growing a business demands money.
With financing, you can safely launch, support or accelerate your online business.
There are many financing possibilities: finding the right partner is the key to your ecommerce success.
But the right funding option for your business depends mainly on how quickly you’re planning to develop your business.
Finding the right lending solution to thrive
Traditional capital can be restrictive and take time to obtain. Our financing opportunities are built on a revenue-based financing model.
This means you can apply with just a few clicks and get a tailored offer within hours.
Thanks to a revenue-based financing model and to a fast online application system you can apply for funding in only a few clicks and receive a personalized offer within hours.
And most importantly, our lending partners offer full transparency and flexibility in terms of repayment: get funded now, and pay back as you grow!
How ecommerce funding works with PrestaShop
Apply for funding
Get a personalized offer based on the performance of your business.
Receive an offer
Receive a personalized offer depending on your business performance.
Repay as you grow
You pay back at your own pace as your business grow.
Discover our partners
PrestaShop Capital with RiverBank
A business loan offer that is 100% online, fast and flexible, to grow your business.
Finance your inventory, communicate, recruit, invest.
Whatever your growth challenges, our loan, ranging from €1000 to €50,000, is adapted to your needs.
The amount of weekly reimbursements is customized according to your turnover and adapted to the seasonality.
Eligibility criteria*:
- 12+ months of activity
- €12k+ in annual turnover
- PrestaShop version > 1.7.5
- Country: France
*If you don't meet these criteria, don't worry! RiverBank can offer you other financing solutions such as Short Term Loans.
RITMO
RITMO offers working capital solutions to improve operations and cash flow cycle through an invoice financing line and growth capital for scaling your business. Access up to €3,000,000 in 24h simply by connecting your sales accounts to their platform.
Eligibility criteria:
- Corporations or limited liability companies
- 12+ months of trading
- 10k+ monthly revenue
- Process payments through an online checkout
- Countries: UK, Spain, France, The Netherlands, Mexico
Uncapped
Uncapped is providing quick access to capital from €10,000 - €5,000,000 to finance your inventory, marketing or growth. As a PrestaShop merchant, you will go through a fast application process and you will be charged only 6-12% on the capital provided.
Eligibility criteria:
- 6+ months of trading
- 10k+ monthly revenue
- Process +40% of payments online
- Ecommerce, SaaS, direct-to-consumer, gaming, and app development sectors
- Countries: USA, UK, Germany, Switzerland, Luxembourg, The Netherlands, Belgium
Outfund
As one of the world's largest eCommerce investors, Outfund offers from €10,000 to €2,000,000 in non-dilutive capital to e-commerce brands with no personal guarantees and with only one flat, transparent fee, repaid from a revenue share of new sales. Get funded in 24 hours and repay on your terms.
Eligibility criteria:
- 6+ months of trading
- 10k+ monthly revenue
- Process payments through an online checkout
- Country: UK, Spain
Banxware
Banxy by Banxware offers you fair financing based on your monthly revenue, with no hidden costs. Get funding for your online store, from €3,000 up to €100,000.
Eligibility criteria:
- PrestaShop merchant for at least 6 months
- 2,5k minimum monthly revenue
- Country: Germany
Frequently asked questions about ecommerce financing
What is ecommerce funding?
Ecommerce financing (or ecommerce funding) is a fast and flexible financing solution for online business owners to build, or grow their project.
Unlike traditional banks, PrestaShop lending partners and solution expand access to capital and make it available to all types of businesses.
How ecommerce funding works?
The funding application process is simple, online and quick:
- Apply by connecting your sales and marketing accounts to evaluate your business performance and eligibility.
- If you are eligible for funding, you will get a custom made offer within 24 to 48 hours.
- Sign the agreement to receive the funds in the following days.
- Start paying back as agreed in your contract.
How to choose the right funding for your ecommerce?
You must consider the following when applying for funding:
- How much money you need
- What do you need the money for
- How you would like to repay the money
You may then compare lending partners on the criteria below:
- What are the available loan amounts provided
- What are the qualification requirements
- What is the annual rate
- What are the eventual additional costs
Who can apply?
The most common eligibility criteria are:
- At least 6 months of activity
- €10,000+ monthly revenue
- A suitable geographical location (depending on the partner).
However, as eligibility criteria may vary, we highly recommend you to verify this information on the FAQ section of each lending partner.
How can companies apply?
If you have an online business with at least 12 months of trading then you can apply for funding to one our lending partners.
Get an offer in less than 48 hours, repay as you grow.
Fund your ecommerce business
Get fast access to capital up to € 20,000,000 thanks to PrestaShop lending partners.
