Ecommerce financing: Get funding for your online store easily
You can find below all PrestaShop lending partners and choose the best financing option for your online store. Get funding to develop and scale your online business.


What is ecommerce funding?
Ecommerce funding provides online retailers with the money they need to create and grow their online business.
Indeed, starting an online business costs money. Funding your business is one of the most important financial decisions you may have to take in order to see your company grow and scale fast.
But the right funding option for your business depends mainly on how quickly you’re planning to develop your business.

Why choose PrestaShop lending partners to scale your online business?
While access to traditional banking capital becomes more and more restrictive, PrestaShop lending partners are giving you easy access to capital regardless of the stage of your online business.
Thanks to a revenue-based financing model and to a fast online application system you can apply for funding in only some clicks and receive a personalized offer within hours.
And the most important of all, our lending partners offer you full transparency and flexibility in terms of repayment: get funded now, pay back as you grow!
Ecommerce funding: how it works?

Apply for funding
Apply for funding by connecting your accounts.

Receive an offer
Receive a personalized offer depending on your business performance.

Repay as you grow
You pay back at your own pace as your business grow.
Funding options by PrestaShop lending partners
Clearco
Clearco specializes in growth capital for online businesses by proposing 3 tailor-made funding offers, ranging from €10,000 to €20,000,000. Get your offer in 24 hours and repay on your terms.
Eligibility criteria:
- 6+ months of trading
- 10k+ monthly revenue
- Corporations or limited liability companies
- Ecommerce, subscription-based, and Consumer SaaS companies
- Countries: USA, UK, Canada, Australia, Belgium, Germany, Austria, The Netherlands, Finland
Uncapped
Uncapped is providing quick access to capital from €10,000 - €5,000,000 to finance your inventory, marketing or growth. As a PrestaShop merchant, you will go through a fast application process and you will be charged only 6-12% on the capital provided.
Eligibility criteria:
- 6+ months of trading
- 10k+ monthly revenue
- Process +40% of payments online
- Ecommerce, SaaS, direct-to-consumer, gaming, and app development sectors
- Countries: USA, UK, Germany, Switzerland, Luxembourg, The Netherlands, Belgium
RITMO
RITMO offers working capital solutions to improve operations and cash flow cycle through an invoice financing line and growth capital for scaling your business. Access up to €3,000,000 in 24h simply by connecting your sales accounts to their platform.
Eligibility criteria:
- Corporations or limited liability companies
- 12+ months of trading
- 10k+ monthly revenue
- Process payments through an online checkout
- Countries: UK, Spain, France, The Netherlands, Mexico
Outfund
As one of the world's largest eCommerce investors, Outfund offers from €10,000 to €2,000,000 in non-dilutive capital to e-commerce brands with no personal guarantees and with only one flat, transparent fee, repaid from a revenue share of new sales. Get funded in 24 hours and repay on your terms.
Eligibility criteria:
- 6+ months of trading
- 10k+ monthly revenue
- Process payments through an online checkout
- Country: UK, Spain
Banxware
Banxy by Banxware offers you fair financing based on your monthly revenue, with no hidden costs. Get funding for your online store, from €3,000 up to €100,000.
Eligibility criteria:
- PrestaShop merchant for at least 6 months
- 2,5k minimum monthly revenue
- Country: Germany
Frequently asked questions about ecommerce financing
What is e-commerce funding?
Ecommerce financing (or ecommerce funding) is a fast and flexible way for company owners to get the money they need to create, grow, and scale their online business.
Unlike traditional banks, PrestaShop lending partners are expanding access to capital, making it available to all type of businesses.
How does ecommerce funding work?
PrestaShop lending partners offer a simple, online, and fast process to apply for funding:
- Apply by connecting your sales & marketing accounts.
This step serves to simply evaluate your business performance and eligibility (no business plan nor pitch decks needed). - Receive an offer within 24 to 48 hours.
If you are eligible for funding you will receive offers adapted to your business needs and performance. - Take full advantage of your funds.
Once you sign an agreement with our partners, the funds should be available to spend in the following days. - Repay on your terms
Repayments will begin on the date agreed on your contract.
How to choose the right funding for your ecommerce?
Before deciding which funding option to apply for, it’s important to know:
- How much money you need
- What do you need the money for
- How you would like to repay the money
Once you have answered these questions, then you may want to compare lending partners on the following criteria:
- What are the available loan amounts provided
- What are the qualification requirements
- What is the annual percentage rate
- Are there any additional costs?
What types of business can apply?
The most common eligibility criteria are:
- At least 6 months of trading
- +10 000€ monthly revenue
- Sell products or services online
- Geographical location (depending on the partner).
However, as eligibility criteria may vary, we highly recommend you to verify this information on the FAQ section of each lending partner.
How to get funding for a small business or start-up?
If you have a small online business with at least 6 months of trading then you can apply for funding to one our lending partners.
Get an offer in less than 48 hours, repay as you grow.
Fund your ecommerce business
Get fast access to capital up to € 20,000,000 thanks to PrestaShop lending partners.