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Multi Currency

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This is in regards to the multi currency option in the localisation section. I rin a webstore based out of UAE and have a drop down of 3 currencies on home page - USD / SAR / AED. however when a customer uses the SAR / USD as the chosen currency the payment is not going through the payment gateway - the card module does not load up. We are using the mastercard payment gateway.

My question is - is this an inherent problem or can i fix it by buying a multi currency module as an Add on module. 

I basically want multiple curremcies to show as a drop down like in a shopify platform and on check out it should come back to the default currency AED for the payment to go through.

Appreciate if anyone can help us out on this.

Attaching the screen recorder for your reference.

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